Loan Programs
Built around the borrower, not a product list.
I specialize in four kinds of borrowers, and I handle the full standard range of mortgage financing alongside them. If you are not sure where you fit, that is the first conversation.
Specialties
Where I focus.
Veterans & military
You earned a VA benefit and want it used properly, including a second use of entitlement.
Explore →02Self-employed & business owners
Your tax returns do not show what you actually earn. Bank statement and non-QM options can.
Explore →03Real estate investors
You want to qualify on the property’s cash flow, including short-term rentals, and keep growing.
Explore →04First-time homebuyers
You want to know what it really takes to buy, and a plan to get there.
Explore →Also Offered
The standard range, handled just as carefully.
Straightforward financing, shopped across wholesale lenders for the best fit and pricing.
Conventional Loans
Straightforward financing with down payments as low as 3% for eligible buyers.
Learn more →Refinance & Cash-Out
Lower the payment, change the term, or turn equity into usable capital.
Learn more →Turned Down Somewhere Else?
A “no” from one bank is not the final answer.
Banks and retail lenders are limited by their own products, guidelines and overlays. I can look across a much broader range of lenders and programs, and I spend a lot of my time saying yes to loans other lenders have turned away. Sometimes it simply takes the right lender or the right structure.
